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Secretarial Insights

August 2026

Dividend Under the Companies Act, 2013

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Dividend Under the Companies Act, 2013 — What Every Company Secretary Needs to Know?

Dear Reader,

The Company Secretary Team at UJA is pleased to present a comprehensive overview of Dividend under the Companies Act, 2013, covering the legal framework, procedural requirements, taxation and key compliance obligations associated with declaration and payment of dividends.

This article aims to provide a practical understanding of the statutory provisions governing dividends, including the conditions for declaration, declaration out of free reserves, timelines for payment, transfer of unpaid dividends to the Unpaid Dividend Account and the Investor Education and Protection Fund (IEPF), taxation of dividend income and the consequences of non-compliance.

Through this write-up, we seek to simplify the regulatory provisions relating to downstream investment while highlighting the importance of proper transaction structuring, timely reporting, and adherence to the applicable provisions of the Companies Act, 2013. Given the increased regulatory focus on dividend governance, companies should establish robust processes to ensure accurate and timely compliance with statutory obligations.

We hope you find this article informative and useful in enhancing your understanding of downstream investment regulations and the compliance framework governing indirect foreign investment in India.

For feedback or topic suggestions, please write to us at cs@uja.in.

Introduction

Dividend is the return distributed by a company to its shareholders out of its distributable profits. It represents the reward to shareholders for investing their capital in the company and reflects the company’s financial performance and profitability.

The declaration and payment of dividend is one of the most significant decisions taken by the Board of Directors and the shareholders, as it directly affects investors while also requiring strict compliance with the provisions of the Companies Act, 2013.

The Companies Act, 2013 lays down a comprehensive legal framework governing the declaration, payment, transfer and management of unpaid dividends. These provisions are primarily contained in Sections 123 to 127 of the Act, supplemented by the Companies (Declaration and Payment of Dividend) Rules, 2014.

From a Company Secretary’s perspective, ensuring compliance with these provisions is essential to safeguard the interests of shareholders, maintain corporate governance standards and avoid statutory penalties.

Definition

The Companies Act, 2013 does not provide an exhaustive definition of “Dividend.” However, Section 2(35) states that: “Dividend” includes any interim dividend.

This means that for the purposes of the Act, the term “dividend” covers both:

  • Final Dividend
  • Interim Dividend

Accordingly, unless the context otherwise requires, every provision relating to dividend under the Companies Act applies equally to interim dividend.

Types of Dividends

Final Dividend

A Final Dividend is recommended by the Board of Directors after considering the financial statements of the company and is declared by the members at the Annual General Meeting (AGM).

Interim Dividend

An Interim Dividend is declared by the Board of Directors at any time during the financial year or during the period between the closure of the financial year and the holding of the AGM.

ParticularsInterim DividendFinal Dividend
AuthorityBoard of DirectorsShareholders (on Board’s recommendation)
TimingDuring the year or before AGMAt the Annual General Meeting (AGM)
RevocabilityCan be revoked with Board consentOnce declared, it is a debt
SourceP&L Surplus / Current Year ProfitsAudited Financial Statements

Statutory Provisions

The statutory provisions relating to dividend are contained in:

  • Section 2(35)
  • Section 123
  • Section 124
  • Section 125
  • Section 126
  • Section 127
  • Companies (Declaration and Payment of Dividend) Rules, 2014

Sources of Dividend

As per Section 123(1) of the Companies Act, 2013, a company can only declare dividends from:

  • Current Year Profits: After providing for depreciation.
  • Accumulated Profits: From previous financial years, transferred to the free reserves.
  • Government Money: Provided by the Central/ State Government for dividend payment in pursuance of a guarantee.

You must exclude unrealized gains, notional gains, or revaluation of assets when calculating “profits.” Before declaring any dividend, the company may transfer such percentage of its profits to reserves as it may consider appropriate.

“INADEQUACY OF PROFITS” RULE

If a company has no profits but still wants to pay a dividend from reserves, it must meet below conditions {Rule 3 of Companies (Declaration and Payment of Dividend) Rules, 2014}:

  • Dividend Rate: The rate cannot exceed the average of the last 3 years’ rates.
  • Withdrawal Limit: Total withdrawal cannot exceed 1/10th of (Paid-up Capital + Free Reserves).
  • Set-off of Losses: The withdrawn amount must first set off the current year’s losses.
  • Minimum Reserve Balance: The balance in reserves after withdrawal must not fall below 15% of the paid-up share capital as appearing in the latest audited financial statement.

Rules of Payment

  • Deposit in Separate Bank Account: The dividend amount including interim dividend must be deposited in a scheduled bank in a separate bank account within 5 days of declaration. {Section 123(4) of the Companies Act, 2013}
  • Payment of Dividend: Dividend once declared, must be paid or warrants posted within 30 days from the date of the declaration to any shareholder entitled to the payment of the dividend. {Section 124(1) of the Companies Act, 2013)}
  • Mode of Payment: Dividend shall be paid only to the registered shareholder, or to the shareholder’s order, or to the shareholder’s banker. {Section 123(5) of the Companies Act, 2013}
  • Permissible Modes: Dividend must be paid in cash, which includes payment through cheque, warrant, or electronic modes. {Section 123(5) of the Companies Act, 2013}
  • Transfer to Unpaid Dividend Account: If not claimed within 30 days, transfer the money within 7 days to a special account to be opened by the company in that behalf in any scheduled bank to be called the Unpaid Dividend Account. {Section 124(1) of the Companies Act, 2013}
  • Transfer to IEPF: Any money remaining in the Unpaid Dividend Account for 7 years must be transferred to the Investor Education and Protection Fund (IEPF), along with the underlying shares. {Section 124(5) of the Companies Act, 2013}

Prohibitions When A Company Cannot Pay Dividend

A company that fails to comply with Section 73 (Prohibition of acceptance of deposits) or Section 74 (Repayment of existing deposits) cannot declare equity dividends. {Section 123(6) of the Companies Act, 2013}

  • Redemption of Debentures/Preference Shares: If a company has not cleared its debt obligations to creditors or preference holders, it cannot reward equity shareholders.
  • Term Loans: Any default in repayment to a Bank or Financial Institution acts as a temporary “freeze” on dividend payouts.
  • Statement of Unpaid Dividend: A statement of unpaid or unclaimed dividends must be prepared and uploaded on the company’s website and other prescribed platforms. {Section 124(2) of the Companies Act, 2013}
  • Interest for Delay in Transfer: If a company fails to transfer the unpaid dividend to the designated account within the prescribed time, it must pay interest at 12% per annum on the delayed amount. {Section 124(3) of the Companies Act, 2013}
  • Claim of Unpaid Dividend: Shareholders have a right to claim unpaid dividends from the Unpaid Dividend Account. They can apply to the company with necessary documents, and after verification, the company must release the unpaid dividend. {Section 124(4) of the Companies Act, 2013}
  • Transfer of Shares Associated with Unpaid Dividend: If a shareholder has not claimed dividends for seven consecutive years, not only are the dividend amounts transferred to IEPF, but the underlying shares related to such dividends must also be transferred to the IEPF Authority.

The shareholder, however, is not deprived of ownership permanently; they can reclaim their shares by following the prescribed IEPF claim process. {Section 124(6) of the Companies Act, 2013}

Taxation of Dividend

Since 1 April 2020, Dividend Distribution Tax (DDT) has been abolished and dividends are taxable in the hands of the shareholders.

  • Taxability of Dividend: Dividend income is taxable under the head “Income from Other Sources” at the shareholder’s applicable income tax rates.
  • TDS on Dividend: Companies are required to deduct TDS at 10% on dividends paid to resident shareholders exceeding INR 10,000 in a financial year.
  • Deduction against Dividend Income: A shareholder cannot claim any expense against dividend income except interest expense incurred on funds borrowed.
  • Dividend to Non-Residents: Dividends paid to non-resident shareholders are subject to tax at 20% (plus applicable surcharge and cess) under Section 115A as per the Income-tax Act or the applicable Double Taxation Avoidance Agreement (DTAA), whichever is more beneficial, subject to submission of the prescribed documents.
  • Inter-Corporate Dividend: Under Section 80M, a domestic company may claim a deduction in respect of dividends received from another domestic company, subject to the prescribed conditions.

Failure to Distribute Dividends

Section 127 of the Companies Act, 2013 penalizes a company and its directors when a declared dividend is not paid within 30 days from the date of declaration.

  • Penalties on directors: Any director who knowingly defaults may face:
  • Imprisonment up to 2 years
  • Fine of at least INR 1,000 per day until the default continues.
  • Penalty on company: The company must pay 18% simple interest per annum on the unpaid dividend.

Practices As Per Secretarial Standard-3 (Ss-3)

The Institute of Company Secretaries of India (ICSI) has issued Secretarial Standard – 3 which is about the dividend, the adherence of which is recommendatory.

  • Agenda notes should record the company’s profit position, availability of funds, reserves, and other relevant considerations before recommending or declaring dividend.
  • Maintain a proper Dividend Register (amounts, list of eligible members, payment date/mode, returned payments, etc.) to evidence compliance and for later reconciliation.
  • SS‑3 urges pre‑payment tax readiness (TDS/TCS where applicable), capturing declarations and PAN details to reduce rejections and reconciliation lapses post‑payment.
  • Preserve vouchers, bank confirmations, NEFT/RTGS proof, RTA confirmations, returned payment logs and IEPF filings for audit and regulatory inspection.

Roc Adjudication Orders

  • ROC Bangalore in its adjudication order dated 15th December, 2025, penalized SYRATRON TECHNOLOGIES PRIVATE LIMITED and its director for failure to deposit the declared interim dividend in a separate scheduled bank account, as required under Section 123(4) of the Companies Act, 2013. Instead, the dividend amount was credited to the company’s current account.

The Adjudicating Authority imposed a penalty of INR 10,000 each on the company and on one of the directors for default. {Order ID: PO/ADJ/12- 2025/BL/01182 dated 15th December, 2025}

  • ROC Mumbai issued an adjudication order dated 05th December 2025 in the matter of EAST BRIDGE ADVISORS PRIVATE LIMITED for violation of Section 123(3) of the Companies Act, 2013 the company declared an interim dividend of INR 23,20,00,763 based on profits estimated prior to the auditors’ adjustment of tax provisions for the financial year 2023-24, post audit it resulted in over distribution of INR 17,85,147.

The Adjudicating Authority imposed a penalty of INR 10,000 each on the company and on three of the directors for default. {Order ID: PO/ADJ/12-2025/MB/01029 Dated: 5th December, 2025}

Frequently Asked Questions (FAQs)

A: Once declared, a dividend must be paid, or dividend warrants posted, within 30 days from the date of declaration, as per Section 124(1) of the Companies Act, 2013.

A: If unclaimed within 30 days, the amount must be transferred to a separate “Unpaid Dividend Account” within 7 days. If it remains unclaimed for 7 consecutive years, both the dividend and the underlying shares must be transferred to the Investor Education and Protection Fund (IEPF), though shareholders can still reclaim them later through the IEPF claim process. 

A: Yes, but only under specific conditions, the dividend rate cannot exceed the average of the last 3 years’ rates, total withdrawal cannot exceed 1/10th of paid-up capital plus free reserves, current year losses must be set off first, and reserves after withdrawal must not fall below 15% of paid-up share capital.

A: Yes. Since the abolition of Dividend Distribution Tax (DDT) on 1 April 2020, dividend income is taxable in the hands of shareholders under “Income from Other Sources.” Companies must also deduct TDS at 10% on dividends exceeding INR 10,000 paid to resident shareholders in a financial year.

A: Under Section 127, defaulting directors may face imprisonment up to 2 years and a fine of at least INR 1,000 per day of default, while the company must pay 18% simple interest per annum on the unpaid amount.

For Exa: ROC Bangalore penalized SYRATRON TECHNOLOGIES PRIVATE LIMITED and one of its directors ₹10,000 each for failing to deposit a declared interim dividend into a separate scheduled bank account (as required under Section 123(4)), instead crediting it to the company’s regular current account. (Order dated 15th December 2025)

Conclusion

The provisions governing dividend under the Companies Act, 2013 are designed to ensure that dividends are declared only out of legitimate distributable profits, paid within the prescribed time, and that unclaimed amounts are properly administered through the Unpaid Dividend Account and the Investor Education and Protection Fund.

Sections 123 to 127, read with the Companies (Declaration and Payment of Dividend) Rules, 2014, establish a complete statutory framework covering declaration, payment, unpaid dividends, transfer to IEPF and consequences of non-compliance.

The amendment introduced by the Companies (Amendment) Act, 2017 further strengthened this framework by ensuring that unrealised gains, notional gains, revaluation gains and fair value adjustments are excluded while computing profits available for declaration of dividend. Compliance with these statutory provisions is essential for every company to ensure lawful distribution of profits and protection of shareholders’ interests.

Don’t let compliance oversight turn into a costly penalty. Talk to UJA Global Advisory’s Company Secretarial team to ensure your dividend declaration, payment & IEPF compliance processes are fully aligned with the Companies Act, 2013.

Compliance Tip:

Missing dividend deadlines can be costly. Under the Companies Act, 2013, dividends must be deposited in a separate bank account within 5 days of declaration & paid to shareholders within 30 days—failing which, both the company and its directors face penalties, including interest, fines & even imprisonment for defaulting directors.

References

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